Social Security's cost-of-living adjustment for 2027 is now projected 3.5% to 3.6%. This range comes from various outside projections as of September 14, 2026. The New York Times has reported a projection of 3.6%. The Senior Citizens League forecasts a 3.5% increase. ConsumerAffairs additionally estimates 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration is set to issue the official announcement in about one month. The exact date remains unclear, but it is hoped for soon. Beneficiaries will learn the exact adjustment amount for 2027 payments.